The truth about inflation; is it stealing your savings?
“Inflation is caused by too much money chasing after too few goods” – Milton Friedman The spate of inflation wreaking havoc on the global economy is causing a cost-of-living crisis across Australian, UK, U.S. and EU markets. Central banks in each of these developed regions have been raising cash rates to fight the rising cost […]
Are shares riskier than bonds?
Bonds vs Shares, What’s the Difference? When it comes to investing, most people have heard of shares, stocks or equities. These investments, which are actually all just different words for the same financial instrument, give investors a small piece of ownership (equity/stock) in a company or corporation. Bonds, debt securities and other fixed income investments, […]
Take care of your financial well-being with defensive investments in Australia
If you are ready to take care of your financial well-being and want to learn about defensive investments, this article is for you! Why is your financial well-being important? Maslow’s hierarchy of needs suggests that the most basic physiological and safety needs are needed to be met before we can fully enjoy life. […]
Corporate and Government bonds
Corporate and government bonds are essential to investigate as part of an investor’s portfolio diversification and defensive strategy. Understanding both can help you make an informed decision about where to invest your money and being aware of their benefits and risks as well as their similarities and differences empowers you as an investor. What is […]
What is a government bond?
A government bond is a way for the government of a country to finance its operations by borrowing money in exchange for fixed interest payments plus the return of the “principal” (initial money invested) at maturity (the end of the term of the loan). You can think of a government bond as government debt. Example […]
How to make bonds work for you
We recently ran a live webinar that explored what bonds are, and how they work. In it you’ll find: • Understand why bonds is the right option for you • Enable you to plan for your future by giving you stable and secure returns • Understand how investment bonds work • Appreciate why they can […]
Reasons to buy bonds gets stronger
Up and down the East coast of Australia, it seems almost everyone is focused on the property market. This is something we expect will continue for the foreseeable future with the Federal election over the threat of negative gearing being abolished and the shrinking interest rate. And whilst many property investors are hoping that the […]
Buying bonds for your Self-Managed Super Fund?
The 4 Key Questions for First-Time Buyers Bonds might seem confusing but they’re actually very simple. If you’re unfamiliar with how bonds work or which bonds are right for your investment goals, here are a few questions that can help. Bond basics A bond is essentially a way for an organization to issue debt without […]
What is a bond?
If you are not aware of what a bond is, you are not alone. With a minimum parcel size of $500k, it just wasn’t accessible for mums and dads. I thought I write this quick educational piece to explain what these defensive assets are without so much jargon. In its simplest form bonds are an […]
Earning Interest Everyday
“Compound interest is the eighth wonder of the world” ~ Albert Einstein One of the major benefits of owning bonds is the earning of interest every day. As you have a regular coupon (payout) schedule you know exactly how much your bonds have accrued in income. It also means every day you’re a bondholder you […]